Skip to main content

Card-Payment-Responses

Card Payment Responses​

The definitions below are meant to aid in understanding of Credit and Debit card payment responses and how the different attributes work together.

  • Types - possible values include payment, void, refund
  • Completed - applies to voids, refunds, and non-captured authorization transactions indicating it was successfully passed from Exact’s gateway to the processor
  • Settled - this is the final status indicator for a card transaction. A “settled = true” transaction has been cleared by the card scheme.
  • Sent to Bank - the transaction has been successfully sent to the acquirer for approval and processing, however it does not mean the transaction was approved. Even a declined transaction would display “sent to bank = true”.
  • Captured - this is the control mechanism for a pre-authorization vs. a sale transaction. Capture must be set to ‘false’ if the transaction is an authorization only. To capture an authorization, it must be set to ‘true’.
  • Approved - the transaction reached the acquirer and was approved by the bank
  • Status - shows the current status of the transaction, this will change as it progresses through the transaction lifecycle
  • Funded - Exact has executed funding instructions for the transaction.