Bank Response Codes

The Exact Payments Gateway returns a 3-digit Bank Response code on all transactions which were submitted to the banking network.

Bank Response Code

Result

Status

Action

000

Decline

No Answer/Time-out at Processor or Network level

Reprocess transaction

100

Approved

Approved

none

109

Approved

Previously Approved

none; duplicate transaction was not forwarded to Processor from Gateway

200

Not Approved

Typically missing or invalid data

Reprocess transaction with corrected data

301 - 997

Decline

Decline

none