Testing Declines & Error Response

Submitting test transactions with amounts between 5000.00 - 5999.00 will trigger a variety of Bank Responses (see Bank Response Codes). The desired decline response code (301 - 997) is appended to a default value of 5000. For example, submitting a test transaction with an amount of 5301.00 returns a 301 decline response (Issuer Unavailable).

Submitting test transaction with penny amounts will trigger a variety of Gateway Responses where the desired response code is appended to 5000.00. For example, submitting a test transaction with an amount of 5000.42 returns a Gateway Response 'Unable to Send Transaction' (error code 42).

Note: when using our Payments API, all amounts must be sent as cents, so, to elicit a 301 (Issuer Unavailable) bank response you would send an amount of 530100.