Response Codes

Exact Response Codes

Exact response codes may be returned on any payment and will be part of the exactResponse element in the response payload:

"exactResponse": {
  "code": "00",
  "message": "Transaction Normal"
}

If the code is not 00, it means that the payment failed inside our network and was never submitted to the processor. The sentToBank attribute will be false in the response.

Exact Response Code	Status	Details
00	Transaction Normal	Processed successfully at Gateway to Processor
08	CVV2/CID/CVC2 Data not Verified	The CVD code received from the processor matched one of your CVV filters
09	Transaction Reversed
12	Message Timed-out at Host	We timed-out while trying to contact the processor
44	Address not Verified	The AVS code received from the processor matched one of your AVS filters
61	Internal Network Error	A network connection failed during processing
95	Invalid Currency Requested	You tried to process in a currency which is not enabled for your account

Bank Response Codes

Bank response codes may be returned on any payment and will be part of the bankResponse element:

"bankResponse": {
  "code": "AA",
  "message": "Approved"
}

If the code is not AA, it means that the payment was rejected by the processor. The sentToBank attribute will be true in the response.

Bank Response Code	Result	Status	Action
AA	Approved	Approved	none
NC	Declined	Decline (Pick up card)	none
ND	Decline	Decline (Hard or Soft)	none
NF	Decline	Decline (Record Not Found)	none
NR	Decline	Decline (Referral Message)	none
N7	Decline	Decline (For CVV2 Only)	none