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Ecommerce Flag Indicators

The following optional values are used when creating a payment. The ecommerceFlag property through the API and are used to classify the style of transaction being performed:

  • 1 MOTO Indicator - Single Transaction mail order/telephone order (MOTO): designates a transaction where the cardholder is not present at a merchant location and consummates the sale via the phone or through the mail. The transaction is not for recurring services or product and does not include sales that are processed via an installment plan.

  • 2 MOTO Indicator – Recurring Transaction: designates a transaction that represents an arrangement between a cardholder and the merchant where transactions will occur on a periodic basis.

  • 3 MOTO Indicator – Installment Payment: designates a group of transactions that originated from a single purchase where the merchant agrees to bill the cardholder in installments.

  • 4 MOTO Indicator – Deferred Transaction: designates a transaction with a delayed payment for a specified amount of time.

  • 5 ECI Indicator – Secure Electronic Commerce Transaction: designates a transaction between a cardholder and a merchant consummated via the Internet where the transaction was successfully authenticated and includes the management of a cardholder certificate. (e.g. 3-D Secure Transactions)

  • 6 ECI Indicator – Non-Authenticated Electronic Commerce Transaction: designates a transaction consummated via the Internet at a 3-D Secure capable merchant that attempted to authenticate the cardholder using 3-D Secure. (e.g. 3-D Secure includes Verified by Visa and MasterCard SecureCode) Attempts occur with Verified by Visa and MasterCard SecureCode transactions in the event of:

    1. a non-participating Issuer
    2. a non-participating cardholder of a participating Issuer
    3. a participating Issuer, but the authentication server is not available

  • 7 ECI Indicator – Channel Encrypted Transaction: designates a transaction between a cardholder and a merchant consummated via the Internet where the transaction includes the use of transaction encryption such as SSL, but authentication was not performed. The cardholder payment data was protected with a form of Internet security, such as SSL, but authentication was not performed.